CareCredit health, wellness and beauty credit card
Think of CareCredit as your own health, wellness and beauty credit card. For everything from laser hair removal, injectables and fillers to customized skin care, you shouldn’t have to worry about how to get the results you want. That’s why we accept the CareCredit credit card with promotional financing options.
With the CareCredit credit card, you can get started on the look you want today and make convenient monthly payments that help fit your budget.*
It’s quick and easy to apply, and you’ll get an instant credit decision. If approved, you can start using your card right away. If approved, you can use your CareCredit card for your med spa visits and at 210,000+ other locations, including dentists, ophthalmologists, optometrists, veterinarians and hearing specialists. Since CareCredit started 30+ years ago, it has opened nearly 29 million accounts and remains a leader in client and patient promotional financing for health and wellness.
*Subject to credit approval. Minimum monthly payments required. Ask us for details.
Frequently Asked Questions
CareCredit is a healthcare credit card designed for your health, and wellness needs. It’s a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. CareCredit is accepted at over 250,000 providers nationwide for LASIK and Vision Care, Cosmetic and Dermatology Procedures, Dentistry, Veterinary, Hearing Care and other specialties. CareCredit is now also accepted at select retail locations.* For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.
Your CareCredit credit card can be used at over 250,000 locations nationwide for a variety of healthcare services including LASIK, veterinary, dentistry, cosmetic surgery, hearing care and more. Once you have CareCredit you can use it over and over (subject to credit approval) for you, your family, and even your pets – without reapplying, as long as you have available credit.
The standard Cardholder’s APR is 29.99%. Your account’s APR may be different. Existing cardholders should see their credit card agreement for applicable terms. The Minimum Interest Charge is $2.
Our No interest if Paid in Full Within 6, 12, 18 and 24 month financing options (sometimes called
Deferred Interest) let you pay for purchases of $200 or more with minimum monthly payments made throughout the duration of your promotional period. Interest accrues during the promotional period but will not be charged if you pay your balance in full by the end of the promotional period.*
Our Reduced APR special financing options of 24, 36, 48, and 60 months are for larger purchase amounts, letting you make monthly payments with a reduced, interest rate over the duration of your promotional period. Purchases of $1,000 or more may be eligible for a 24 months offer with a 17.90% APR, a 36 months offer with a 18.90% APR or a 48 months offer with a 19.90% APR. Purchases of $2,500 or more may be eligible for a 60 months offer with a 20.90% APR.
Prequalification lets you know if you are likely to be approved for a CareCredit credit card. Plus, it’s quick and there’s no impact to your credit score to check. If you prequalify and then you apply, there will be a hard inquiry on your credit report.
Submitting the prequalification form allows us to use your information to see if you’re likely to be approved with no impact to your credit score, but the prequalification process will result in a soft inquiry that will not impact your credit score.